It’s always available, and it’s backed up for extra peace of mind. Deposit payments quickly, reliably, and directly into your employees’ bank accounts. ‍2 Rates are 1% for bank payments (minimum fee of $1).

Access all customer information in one place

1. Servers are housed under physical and electronic protection.
2. We provide different levels of support, depending on the plan and/or the add-on features you choose.
3. Wave has helped over 2 million small business owners in the US and Canada take control of their finances.
4. Wave uses real, double-entry accounting software.
5. You can accept credit cards and bank payments for as little as 1%2 per transaction.
6. With the Pro Plan, automatically import, merge, and categorize your bank transactions.

Ready to invoice in style, bookkeep less, and get paid fast?

For information on credit card rates, visit Pricing for details. With a Wave Pro subscription, you’ll have recurring billing and other automation features. Schedule everything, from invoice creation and invoice sending, to payment collection and overdue payment reminders. Yes, switching from other accounting apps or products to Wave is easy! See our step-by-step guide on how to import bookkeeping data into Wave here. We provide different levels of support, depending on the plan and/or the add-on features you choose.

Accounting software that works as hard as you do

Create beautiful invoices, accept online payments, and make accounting easy—all in one place—with Wave’s suite of money management tools. With Wave’s Pro Plan, you can set up recurring invoices and automatic credit card payments for your repeat customers. Switch between automatic and manual billing whenever you want. With Wave’s web-based invoicing software, you can create and send invoices for your business in just a few clicks from your computer.

Manage yourmoney like a boss.

Only pay for what you use and simplify annual audits with workers’ comp built for small business owners. Employees can securely log in to access their pay stubs and W2s, and manage their contact and banking information. Your employees can log into Wave securely to access their pay stubs and T4s, and manage their contact and banking information.

Wave uses real, double-entry accounting software. Doing payroll manually involves confusing and time-consuming calculations. Not to mention the stress of worrying about making errors and winding up in a tax audit (yikes!). We totally get it—running payroll for your small business can seem like a daunting task, especially when you’ve got so much on your plate. That’s why a payroll software like Wave’s can help ease the burden of doing payroll on your own. We’ve also crafted a guide to small business payroll to help you navigate the process.

Bank data connections are read-only and use 256-bit encryption. Servers are housed under physical and electronic protection. Wave is PCI Level-1 certified for handling credit card and bank account information. Create beautiful invoices, accept online payments, and make accounting easy—all in one place.

You don’t have to wait for a new quarter or year to start using payroll software—you can start running payroll at any time! And if you’re switching providers, you can make the transition easily by importing all the necessary forms and information in just a few minutes. Check out our handy support article to learn how you can switch to using Wave’s payroll feature. Payroll software saves you time so you can focus on the best parts of premium on stock important points related to premium on stock running your business. And, in the long run, an online payroll software provider like Wave can save you a lot of money by reducing human error so you can avoid tax penalties (and who doesn’t love saving money?).